Privacy Policy



1. INTRODUCTION

  1. Firstly, we would like to express how seriously we take your privacy. We understand that sometimes the information on your purchase receipts may be sensitive. While using Znap (the “Company”) we want to make you extremely comfortable on what information is gathered and how they are used.
  2. This privacy policy (the “Policy”) is applicable to all who use Znap different platforms (iOS, Android, Web) (the “Services”) which is branded as Znap, Our website (www.znap.cash), any form of electronic services, social networking sites or any of our online or offline channels which we own or control in some for or the other.
  3. The User unequivocally agrees that this Privacy Policy and the aforementioned Terms constitute a legally binding agreement between the User and the Company, and that the User shall be subject to the rules, guidelines, policies, terms, and conditions applicable to any service that is provided by the Znap, and that the same shall be deemed to be incorporated into the Terms of Use, and shall be treated as part and parcel of the same. Users acknowledges and agrees that no signature or express act is required to make these Terms of Use and the Privacy Policy binding on the User, and that the User’s act of visiting any part of the Website or Services constitutes the User’s full and final acceptance of the Privacy Policy and the aforementioned Terms. By using Znap (Services), you are agreeing to this Privacy Policy and our Terms of Use. Should you wish not to accept our Privacy Policy and Terms of Use, we request you not to give us any of your personal data or use our Services.
  4. Users expressly agree and give the Company sole and exclusive right to amend or modify the Policy and the aforementioned Terms without any prior permission or intimation to the user, and the user expressly agrees that any such amendments or modifications shall come into effect immediately. It is the duty of the user to periodically check the Policy and Terms, and stay up to date on their provisions and requirements. If users continue to use the services following such a change, the user will be deemed to have consented to any and all amendments / modifications made to the privacy policy and terms of use. In so far as the user complies with the privacy policy and terms of use, he/she is granted a personal, non-exclusive, non-transferable, revocable, limited privilege to enter, access and use the services. We will alternatively inform you on your registered email address with us, on any updates in the Policy.
  5. Do read this privacy policy carefully; this privacy policy transcends the previous or last version of this privacy policy. (Including users who have registered preceding the effective date).
  6. This is the privacy policy (“Privacy Policy”) of Inquest Technologies FZE (including all of its subsidiaries, brands, related and/or associated companies/brands). These entities are collectively referred to as "Znap", “we”, “us” or “our”. Znap is committed to respecting and protecting your privacy online. This Privacy Policy explains our practices regarding the collection, use, disclosure and transfer of your personal data.
  7. This Privacy Policy is incorporated as part of the Znap’s Terms of Use. Your use of the Platform and/or Service is subject to the Terms of Use and this Privacy Policy. Unless specifically defined in this Privacy Policy, the defined terms shall have the same meaning as defined in the Terms of Use.
  8. To process, administer and/or manage your relationship with us, we will necessarily need to collect, use, disclose and/or transfer your personal data. This Privacy Policy applies to personal data about you (Znap members/users, Znap Partners, business/marketing partners, agents, vendors, distributors, suppliers, contractors, service providers, etc) and/or individuals provided by you, possessed by us or that we obtain about you, whether now or in the future. We will only process your personal data in accordance with the prevailing personal data protection and privacy laws of the countries we operate in and this Privacy Policy.
  9. If you are a company, an entity or an organization, references to the term “you” and “your” shall also include your employees, representatives and agents.
  10. By accessing, browsing, downloading and/or using our Platform and/or Service, or by dealing with us, you acknowledge that you have read and understood this Privacy Policy and agree to us processing your personal data in accordance with the manner as set out in this Privacy Policy, amended from time to time.
  11. We may revise or update this Privacy Policy at any time by posting a revised/an updated version on the Platform. Unless stated otherwise, any revision or update takes effect immediately. Your continued access and/or use of our Platform and/or Service or dealing with us after a revision or update to this Privacy Policy constitutes your binding acceptance of the revised or updated Privacy Policy.
  12. It is necessary for us to collect and process your personal data. If you do not provide us with your personal data, or do not consent to this Privacy Policy or any amendments to this Privacy Policy, we may not be able to render all services to you and you may be required to terminate your relevant agreement with us and/or stop accessing or using the Platform and/or Service.
  13. The Website Policies and Terms & Conditions may be changed or updated occasionally to meet the requirements and standards. Therefore, the Customers’ are encouraged to frequently visit these sections to be updated about the changes on the website. Modifications will be effective on the day they are posted

2. COLLECTION OF PERSONAL DATA

  1. The term “personal data” means any information in our possession or control that relates directly or indirectly to an individual to the extent that the individual can be identified or is identifiable from that information such as name, address, telephone number, passport/EID number, date of birth, email address, gender, race, bank details, credit/debit card details, etc. The types of personal data collected depend on the purpose(s) of collection. We may “process” your personal data by way of collecting, recording, holding, storing, using, disclosing and/or deleting it.
  2. Your personal data may be collected from you during your course of dealing with us in any way or manner including pursuant to any transactions and/or communications made from/with us. We may also collect your personal data from a variety of sources, including without limitation, at any meetings, events, activities, contests, customer satisfaction surveys organized and/or sponsored by us, as well as from publicly available sources such as directories and Znap’s social media pages, if you follow, like or are a fan of such pages. Further information may also be collected when we exchange communications with you, for example, if you submit a request, file a complaint or contact our support team.
  3. In addition, we may also receive, store and process your personal data which are provided or made available by any third parties whom you have authorized, credit reference/reporting bodies, regulatory and law enforcement authorities, for reasons including delivery of our Service, performance of conditions of agreements and/or to comply with our legal and regulatory obligations.

3. PURPOSE OF ACQUIRING AND PROCESSING YOUR PERSONAL DATA

  1. The personal data as provided/furnished by you to us or collected by us from you or through such other sources as may be necessary for the fulfillment of the purposes at the time it was sought or collected, may be processed for the following purposes (collectively referred to as the “Purposes”):
  2. Where you are a Znap member/user:
    1. to register for a user Account with us;
    2. to process, manage or verify your identity;
    3. to provide, maintain and improve the Platform and/or Service to you;
    4. to fulfill and validate your purchases/reservations/bookings;
    5. to process payment from you, including authorizing and processing online banking, credit/debit card transactions and sending receipts to you;
    6. to communicate with you and to maintain and improve customer relationship;
    7. to personalize and improve your user experience with the Platform and/or Service;
    8. to provide you with support and handle requests and complaints;
    9. to facilitate your participation in, and our administration of, any of our activities including contests, promotions, campaigns, polls or surveys;
    10. to conduct market research or surveys, internal marketing analysis, customer profiling activities, analysis of customer patterns and choices, usage and activity trends analysis in relation to the Platform and/or Service and our users’ demographics;
    11. to protect and/or enforce our legal rights and interests, including defending any claim;
    12. to comply with our legal and regulatory obligations under the applicable laws, legislation, regulations or court orders;
    13. to comply with or as required by any request or direction of any governmental/law enforcement authorities; or responding to requests for information from public agencies, ministries, statutory bodies or other similar authorities;
    14. to detect, investigate and prevent any fraudulent, prohibited or illegal activities or misuse of the Platform and/or Service;
    15. to transfer or assign our rights, interests and obligations under any agreements entered into with us;
    16. for internal administrative and updating purposes, such as auditing, data analysis, record keeping, contact lists, risk management, security, etc; and/or
    17. for our storage, hosting back-up (whether for disaster recovery or otherwise) of your personal data, whether within or outside your country,
  3. and you agree and consent to us using and processing your personal data for the Purposes as identified in this Privacy Policy. Where you are our Znap Partner, business/marketing partner, agent, vendor, distributor, supplier, contractor or service provider:
    1. to engage you to provide products and/or services to us/on our behalf;
    2. to process any payments related to your commercial transactions with us;
    3. to communicate with you and to maintain and improve customer relationship;
    4. to provide you with support and handle requests and complaints;
    5. to conduct credit reference checks and establish your credit worthiness,
    6. to carry out due diligence or other monitoring or screening activities (including background checks) in accordance with legal or regulatory obligations or risk management procedures that may be required by law or that may have been put in place by us;
    7. to send you seasonal greetings messages, gifts, newsletters from time to time;
    8. to protect and/or enforce our legal rights and interests, including defending any claim;
    9. to comply with our legal and regulatory obligations under the applicable laws, legislation, regulations or court orders;
    10. to comply with or as required by any request or direction of any governmental/law enforcement authorities; or responding to requests for information from public agencies, ministries, statutory bodies or other similar authorities;
    11. to detect, investigate and prevent any fraudulent, prohibited or illegal activities or omission or misconduct;
    12. to transfer or assign our rights, interests and obligations under any agreements entered into with us;
    13. for internal administrative and updating purposes, such as auditing, data analysis, record keeping, contact lists, risk management, security, etc; and/or
    14. for our storage, hosting back-up (whether for disaster recovery or otherwise) of your personal data, whether within or outside your country,
  4. Marketing and promotional purposes
    1. We may also use and process your personal data for the following marketing and promotional purposes (“Marketing and Promotional Purposes”):
      1. to send you information, alerts, newsletters, updates, promotional materials, special privileges announcements on products, services, upcoming contests, events, activities, promotions, campaigns, polls or surveys offered/organized by us and/or our selected third parties (business/marketing partners, sponsors, advertisers) which may be of interest to you;
      2. to send you seasonal/festive greetings or messages;
      3. to notify and invite you to events or activities organized by us and/or our selected third parties (business/marketing partners, sponsors, advertisers) which may be of interest to you;
      4. to process your registration to participate in or attend an event or activity and to communicate with you regarding your attendance at the event or activity; and/or
      5. to share your personal data within our organization and our selected third parties (business/marketing partners, sponsors, advertisers) who may communicate with you to market their products, services, events or promotions, from time to time by SMS, phone call, email, fax, mail, social media and/or any other appropriate communication channels.
      6. You have the right at any time to request us to stop sending you any marketing and promotional materials or contacting you for Marketing and Promotional Purposes. You may also click on the “Unsubscribe” link embedded in the relevant marketing and promotional email in order not to receive any marketing and promotional email in the future. If you unsubscribe, we may still send you non-marketing and promotional communications, such as those about your Account, about the Platform and/or Service or our ongoing business relations.
    2. If you are a Znap member, your user profile information such as your username will be used to identify you when you use the Platform and/or Service. Your username may be displayed to other users when you submit your rating and/or review. We will not directly disclose or share your user email address and other information without your consent.
    3. We may also use, process and share non-personally identifiable, aggregated, statistical and/or anonymous data with third parties for data analytics and to analyze and develop our marketing strategy and further improve and enhance the Platform and/or Service.
    4. You agree and consent to us using and processing your personal data for the Purposes as identified in this Privacy Policy.
    5. We will seek your separate consent for any other purposes which do not fall within the categories stated above.

4. CONSEQUENCES OF NOT CONSENTING TO THIS PRIVACY POLICY/NOT PROVIDING YOUR PERSONAL DATA

The collection of your personal data by us may be mandatory or voluntary in nature depending on the Purposes for which your personal data is collected. Where it is mandatory for you to provide us with your personal data, and you fail or choose not to provide us with such data, or do not consent to the above or this Privacy Policy, we will not be able to provide our Platform and/or Service to you (if you are a Znap member) or engage you to provide products and/or services to us or on our behalf or issue payments to you for products and/or services provided (if you are our Znap Partner, business/marketing partner, agent, vendor, distributor, supplier, contractor or service provider).

5. DISCLOSURE OF YOUR PERSONAL DATA

We will not sell, rent, transfer or disclose any of your personal data to any third party without your consent. All credit/debit cards’ details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties. Znap will not pass any debit/credit card details to third parties. We take appropriate steps to ensure data privacy and security including through various hardware and software methodologies. However, Znap cannot guarantee the security of any information that is disclosed online. 

However, we may disclose some of your personal data to the following third parties, for one or more of the above Purposes:

  1. our subsidiaries, related and/or associated companies;
  2. your immediate family members and/or emergency contact person as may be notified to us from time to time;
  3. successors in title to us;
  4. our fitness and wellness centres, gyms, classNamees, studios, sport complexes, li outdoor group exercises and activities partners (“Partners”) for each offer that you reserve on the Platform, as if you reserved an Activity directly with the Znap Partner;
  5. our selected third parties (business/marketing partners, sponsors, advertisers) who offer promotions or organize contests, events, activities or campaigns;
  6. any person under a duty of confidentiality to which has undertaken to keep your personal data confidential which we have engaged to discharge our obligations to you;
  7. any party in relation to legal proceedings or prospective legal proceedings;
  8. auditors, consultants, lawyers, accountants or other financial or professional advisers appointed in connection with our business on a strictly confidential basis, appointed by us to provide services to us; any party nominated or appointed by us either solely or jointly with other service providers, who provide services or conduct data processing on our behalf, or for data centralization and/or logistics purposes;
  9. data centres and/or servers located within or outside your country for data storage purposes;
  10. storage facility and records management service providers;
  11. government agencies, law enforcement agencies, courts, tribunals, regulatory/professional bodies, industry regulators, ministries, and/or statutory agencies or bodies, offices or municipality in any country, if required or authorized to do so, to satisfy any applicable law, regulation, order or judgment of a court or tribunal or queries from the relevant authorities;
  12. credit reference/reporting agencies for the purpose of credit checking on you;
  13. our business/marketing partners, third party product and/or service providers, suppliers, vendors, distributors, contractors or agents, on a need to know basis, that provide related products and/or services in connection with our business on our behalf or to assist us with the provision of the Platform and/or Service to you;
  14. insurance companies for the purpose of applying and obtaining insurance policy(ies), if necessary;
  15. financial institutions for the purpose of applying and obtaining credit facility(ies), if necessary;
  16. banks and financial institutions, merchants and credit/debit card companies in connection with your commercial transactions with us;
  17. the general public when you become a winner in a contest, participate in our events or activities, submit your rating and/or review or other features of the Platform and/or Service that are viewable by the general public without compensation for advertising and publicity purposes;
  18. any third party (and its advisers/representatives) in connection with any proposed or actual reorganization, merger, sale, consolidation, acquisition, joint venture, assignment, transfer, funding exercise or asset/share sale relating to all or any portion of our business or in the unlikely event of insolvency, bankruptcy or receivership; and/or
  19. any other person reasonably requiring the same in order for us to operate and maintain our business or carry out the activities set out in the Purposes or as instructed/authorized by you.

6. ACCURACY OF YOUR PERSONAL DATA

We take it that all personal data provided by you is accurate and complete, and that none of it is misleading or out of date. You will promptly update us in the event of any change to your personal data. Please note that your failure to maintain accurate, complete and up-to-date personal data (including having an invalid or expired payment method) may result in your inability to access and use the Platform and/or Service.

7. YOUR RIGHTS

  1. To the extent that the prevailing personal data protection and privacy laws of the countries we operate in allow, you have the right to request for access to, request for a copy of, request to update or correct, your personal data held by us. We may charge a small fee (such amount as permitted under the applicable law) to cover the administration costs involved in processing your request to access your personal data. Notwithstanding the foregoing, we reserve our rights to rely on any statutory exemptions and/or exceptions to collect, use and disclose your personal data.
  2. In addition, you also have the right, by notice in writing, to inform us on your withdrawal (in full or in part) of your consent given previously to us subject to any applicable legal restrictions, contractual conditions and a reasonable duration of time for the withdrawal of consent to be effected. However, your withdrawal of consent could result in certain legal consequences arising from such withdrawal. In this regard, depending on the extent of your withdrawal of consent for us to process your personal data, it may mean that we will not be able to continue with your existing relationship with us or the contract that you have with us will have to be terminated.

You may correct, update or delete your personal data at any time by editing your profile on the “Account Settings” page on the Platform. You may alternatively mail us on help@znap.cash to get your personal data deleted. However, please note that your personal data may be retained on our back-up systems for some time. In addition, you cannot delete information associated with past transactions as we keep track of these records

8. RETENTION OF YOUR PERSONAL DATA

Any of your personal data provided to us is retained for as long as the purposes for which the personal data was collected continues; your personal data is then destroyed or anonymized from our records and back-up systems in accordance with our retention policy in the event your personal data is no longer required for the said purposes unless its further retention is required to satisfy a longer retention period to meet our operational, legal, regulatory, tax or accounting requirements.

9. SECURITY OF YOUR PERSONAL DATA

  1. We are committed to ensuring that your personal data is stored securely. In order to prevent unauthorized access, disclosure or other similar risks, we endeavour, where commercially practicable, to implement appropriate technical, physical, electronic and procedural security measures in accordance with the applicable laws and regulations and industry standard to safeguard against and prevent the unauthorized or unlawful processing of your personal data, and the destruction of, or accidental loss, damage to, alteration of, unauthorized disclosure of or access to your personal data.
  2. We will make reasonable updates to our security measures from time to time and ensure the authorized third parties only use your personal data for the Purposes set out in this Privacy Policy.
  3. The Internet is not a secure medium. However, we will put in place various reasonable security procedures with regard to the Platform and your electronic communications with us. All our employees and data processors, who have access to, and are associated with the processing of your personal data, are obliged to respect the confidentiality of your personal data.
  4. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. While we take commercially practical steps to protect your personal data, we cannot and do not accept responsibility for any unauthorized access, unlawful interceptions or loss of personal data transmitted to or from Znap, and are not responsible for the actions of any third parties that may receive any such personal data.

10. PERSONAL DATA FROM CHILDREN AND OTHER INDIVIDUALS

  1. To the extent that you have provided (or will provide) personal data about your family members, spouse, other dependents (if you are an individual), directors, shareholders, employees, representatives, agents (if you are a corporate, an entity or an organization) and/or other individuals, you confirm that you have explained (or will explain) to them that their personal data will be provided to, and processed by, us and you represent and warrant that you have obtained their consent to the processing (including disclosure and transfer) of their personal data in accordance with this Privacy Policy.
  2. In respect of children (i.e. individuals under the age of 18 or under the age of majority in your country) or individuals not legally competent to give consent, you confirm that you are the parent or legal guardian or person who has parental responsibility over them or the person appointed by court to manage their affairs or that they have appointed you to act for them, to consent on their behalf to the processing (including disclosure and transfer) of their personal data in accordance with this Privacy Policy.

11. TRANSFER OF YOUR PERSONAL DATA OUTSIDE OF YOUR COUNTRY

Our information technology storage facilities and servers may be located in other countries outside of your country. This may include, but not limited to, instances where your personal data may be stored on servers located outside of your country. In addition, your personal data may be disclosed or transferred to entities located outside your country. Please note that these foreign entities may be established in countries that might not offer a level of data protection that is equivalent to that offered in your country under the applicable laws in your country. You hereby expressly consent to us transferring your personal data outside of your country for such purpose.

12. INTERNET AND MOBILE APPLICATION USE

  1. You acknowledge that the provision of your personal data to us over the Internet is entirely at your own risk.
  2. You further acknowledge that if you post your rating and/or review on the Platform, your rating and/or review will become public information and will be retained by us even after your account has been terminated. Your email address and phone number will not be visible to others through any rating and/or review that you post.
  3. If any part of the Platform links you to other websites, those websites do not operate under this Privacy Policy and we do not accept any responsibility or liability arising from those websites. We suggest you read and understand those websites’ privacy policy before you provide your personal data to those websites.
  4. We use cookies (an alphanumeric identifier that we transfer to your computer or mobile device’s hard drive so that we can recognize your web browser or mobile device, track your visits to the Platform or remember your username and/or password each time log-in) to monitor your use of the Platform. All such demographic data collected through cookies are not personal data and we may use this data in aggregated, statistical and/or anonymized form. You may disable cookies by changing the settings on your web browser or mobile device, although this may mean that certain features on the Platform will not function properly if you set your web browser or mobile device to not accept cookies.
  5. In addition to using cookies and related technologies as described above, we may also permit certain third party companies to help us tailor advertising that we think may be of interest to users and use other data about user activities on our Platform and/or Service (e.g., to allow them to tailor ads on third party services). These companies may deliver ads that might also place cookies and otherwise track user behavior.
  6. Please note that when you first install our mobile application on your mobile device, we will set up an account associated with that mobile device (“Account”). We will collect and use your personal data, in accordance with this Privacy Policy, whenever you activate our mobile application on that mobile device. This use includes linking your personal data with your Account. Most mobile platforms (iOS, Android, etc) have different permission systems for obtaining your consent. The iOS platform will alert you the first time our mobile application wants permission to access certain types of data and will let you consent (or not consent) to that request. Android devices will notify you of the permissions that our mobile application seeks before you first use the mobile application, and your use constitutes your consent.
  7. The Platform may integrate with social sharing features and other related tools which allow you to share information with your friends or the public, depending on the settings you establish with the social sharing network. The social sharing network’s use of your personal data made available by Znap is governed by that social sharing network’s privacy policy, not by this Privacy Policy. By connecting your social sharing network account through the Platform, you agree that we may collect your personal data from your social sharing network account only in accordance with your privacy settings you have set up under your social sharing network account and for the Purposes provided under this Privacy Policy.
  8. We may automatically receive, record and store location services information from your computer or mobile device when you interact with us. You hereby consent to our use of anonymized location services information collected from you. Where the location services information is personally identifiable, we will give you the options to manage your disclosure of this information. Depending on the functionalities available on your computer or mobile device, you may benefit from advanced options to manage the location services information. A computer or mobile device may report its GPS location at the time you interact with us if the location services settings are enabled. Such information is not identified as personal data, except where we are required to do otherwise under applicable law.
  9. Our collection of your computer or mobile device location information is solely at your discretion. You can enable or disable location services when you use the Platform at any time, through your computer or mobile device settings. Should you use the Platform with location services enabled, you consent to our collection and dissemination of your computer or mobile device location information through the Platform, as specified in this Privacy Policy. Under no circumstances shall we be liable for claims or for any damages therefrom, arising out of your informed decision to allow other users to see your computer or mobile device location information, as specified in this Privacy Policy.

13. CONTACT DETAILS

If you have any questions about this Privacy Policy, or have any further queries, or would like to make a complaint or data access or correction request in respect of your personal data, you may contact us at help@znap.cash